Terms and Conditions of Purchase

1. Interpretation
In these conditions:
a) “We” and “Presenter” means Small is the New Big (ABN 93 164 841 398) acting as the Presenter of the program.
b) “HI RES”, “High Income Real Estate System”, WHOLE Mastermind & Fundamentals means the program.
c) “customer” and “you” means the person, company or business that purchases the product.
d) “product” means course content, notes, material and information provided by the presenter to the customer.
e) “enrolment” means the order made by the customer for the supply of goods but without the product specifications.
f) The singular includes the plural and the vice versa. Nothing, in these conditions shall be read or applied to exclude, restrict, or modify or have the effect of excluding, restricting or modifying any condition, warranty, guarantee, right or remedy implied by law and which law cannot be excluded, restricted or modified.

2. Acceptance
a) In acceptance of the Presenters offer to deliver the program to you and by enrolling into the program in person or online, you acknowledge that you have read these Terms & Conditions and agree that the acceptance of your enrolment along with these Terms and Conditions forms a contract between you and us.

3. Payment
a) Your payment upon enrolment will be made in ONE lump sum payment through the payment options via the online form or physical form.
b) You will not become a registered student of the program until the full payment has been received by us.
c) If on a payment plan, you must make monthly payments as per contract. If payments default, you will be removed from the group. If your payments become 30 days overdue, collection services will be notified. A 20% late charge is made on all outstanding payments if debt collection is instigated. You acknowledge that you are liable for any fees that may occur from payments defaulting.
d) If on a payment plan, 50% of payments must be made before attending a HIT event.

4. Video & Photo Release for Live Events
a) You agree to being photographed and/or recorded on video or audio.
b) You agree that no compensation will be paid to me for any use made of these photographs and audio/video recordings.
c) You waive all rights you may be entitled to over such images or recordings.
d) You acknowledge and agree that any testimonial I provide may be used for promotional purposes.

5. Acknowledgement
a) You acknowledge that the Presenter is liable to provide the Program in full to you and any redress and/or dissatisfaction with the content of the Program shall be brought to the attention of the Presenter and where required the Presenter must address and rectify any failure to deliver the Program including all required material and services constituting the Program to you.
b) No person should rely on the contents of any of the information, products or services in this program or course without first obtaining advice from a qualified professional person. No person should act on any information, products or services provided before they have formed their own opinion through investigation and research as to the suitability of the information, products or services for their circumstances.
c) While every attempt has been made to verify the information in this event. Neither the product owners, distributors, agents or publishers assume any responsibility for any error, inaccuracies, and or omissions or assume any responsibility or liability whatsoever on behalf of any purchaser or reader of these materials. Any slight on people, organisations, companies or products are unintentional. The income statements and examples in this course are not intended to represent or guarantee that everyone will achieve the same results. Everyone’s success will be determined by his or her desire, dedication, effort and motivation to work and follow the program. There is no guarantee or duplicate results stated here. You recognise any investment endeavour has inherent risk for loss of capital.
d) We make no express or implied claims that you will make money because of following their advice either in person, face to face, during live events, webinars, Facebook group, student learning portal web page and/or purchasing their services or products.
e) We are not engaged in rendering legal, accounting, professional or other advice or services. Services will be recommended. Each individual must take full responsibility for dealing with the referred services. Commissions or incentives may or may not be paid to the referrer.
f) The service offered in this program or course is for educational and information purposes only. Check with your lawyer, accountant, or other professional advisor before using this information.
g) You agree that we are not responsible for any success or failure that you or your business may experience because of any information presented or any products or services offered at the Events or in course content.
h) You freely and of your own will risk any and all capital you may choose to spend implementing concepts outlined while using this service. You will do so with skill and common sense. You will not hold Small is the New Big liable or accountable in any way for any failure of the service to live up to your expectations.
i) The course fee is strictly non-refundable.
j) Information that is presented and covered in the Program and/or course you have enrolled in is of private and confidential nature. Participants agree that they will not share this information outside of the program unless that person is a service provider transacting on your behalf, such as a lawyer or accountant.

6. Disclaimer
By purchasing this product, you agree to these terms and, you agree to take full responsibility for successes, failures, actions and inactions because of joining the program or any part of it.

7. Refund Policy Section 82 Australian Consumer Law (applies to persons enrolled at a Live Event only, does not apply to online or webinar purchases)
a) As per Section 82 Australian Consumer Law Cancellation notice – Unsolicited consumer agreement, you have the right to cancel this agreement within the 10-business day cooling-off period. You have a right to cancel this agreement without any reason within 10 business days from and including the day you signed or received this agreement as long as you have not used the online teachings or utilised the Facebook group or attended the HIT event. You must notify us in writing within this period.
b) Extend right to cancel this agreement. If the supplier has not complied with the law in relation to unsolicited consumer agreements, you also have a right to cancel this agreement by contacting the supplier, either orally or in writing. To cancel this agreement in writing, please contact the supplier within the 10-business day period.

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